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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;">Welcome to <strong>Bluestone Capital Services</strong>, a division of <strong>Mortgage Capital Associates</strong> a DIRECT LENDER, serving 30 states (and growing) We have been in business for over 25 years. We fund with our own money, have in-house underwriting and processing, with no middle men... offering you the lowest <em>Conforming</em>, <em>FHA</em>, <em>VA</em>, and <em>Portfolio Jumbo</em> rates available. We offer "no origination fee pricing" that is extremely competitive. We do allow rate buy downs as well. Rate buy downs should have a net tangible benefit to the borrower. Rates shown on the home page are with NO ORIGINATION FEE OR POINTS. Owner Occupied Rates are quoted with 700 FICO (programs as low as 620 FICO available), Purchase or No Cash-Out Refinance. Cash-Out available with slightly higher pricing. Based on up to <strong>80%</strong> Loan -o-Value (LTV), conforming loan limit. Higher LTVs available to 150% Loan-to-Value depending on program. If you Qualify for a HARP 2 Program, you can refinance with UNLIMITED LTV! Please call (310) 619-4700 for more details. <strong>Jumbo</strong> pricing based on 80% LTV or less. Ask your loan officer for questions and options regarding your particular loan. <em><strong>Please complete the QUICK QUOTE form to be contacted regarding a custom quote -- >></strong></em></span></span></p>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;">For your convenience you can submit a complete on-line, secure loan application or pre-qualify for a home loan through our website . You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. A personal phone interview is recommended to explore all options and arrive at the lowest cost loan and most appropriate type of loan to fit your needs. We sincerely look forward to serving you.</span></span></p>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><em>We specialize in the following......</em></span></span></p>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Jumbo Loans and Super Jumbo Loans</strong></span></span>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Agency Jumbo Loans</strong></span></span></li>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Mortgages Up to $5,000,000</strong></span></span>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Mortgage Refinancing</strong></span></span></li>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>FHA Lending</strong></span></span>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Conforming Refinance Loans</strong></span></span></li>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Nationwide Lender</strong></span></span>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>California Mortgage Banking</strong></span></span></li>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Direct Lender</strong></span></span>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><strong>Direct Lending</strong></span></span></li>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><em>States we lend in: </em></span></span></p>
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<span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 12px;"><em><strong>AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, KY, LA, ME, MD, MA, MI, MN, NC, NE, NH, NV, NJ, NM, NY, OH, OR, PA, TN, TX, VA, WA, and WI</strong></em></span></span></p>
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